We will treat you fairly and reasonably at all times and make sure that you are provided with a high level of service.We will endeavour to make sure our products and services offer, wherever possible, the flexibility to meet your needs.We will provide you with information about our products and services and how they work, in a clear and understandable way, so that you can decide what’s best for you and your needs.We will lend responsibly and aim to provide a product that is affordable for you.This note sets out some of our key responsibilities and what we ask of you, to ensure that the relationship works well for both of us. These fees and commissions do not influence the amount a customer pays.As a lender, we have a responsibility to act fairly and as part of this we have committed to follow the Standards of Lending Practice. Auto Trader receives a fee from retailers advertising finance and may receive a commission from commercial partners for introducing customers to finance products. Representative finance examples are for illustrative purposes only. Auto Trader Limited is a credit broker and not a lender. Play Store logo hp-download-android-app hp-download-android-app hp-download-android-appĬopyright © Auto Trader Limited 2022.Auto Trader Limited is authorised and regulated by the Financial Conduct Authority in relation to consumer credit and insurance mediation activities.Help us improve our website Send feedback Zuto can introduce you to a limited number of finance providers, based on your credit rating, Zuto won&pos t charge you anything for this service, but do get a fee from the lender which varies based on the product or amount borrowed.Īuto Trader Limited is a credit broker not a lender, and is authorised and regulated by the Financial Conduct Authority in relation to consumer credit and insurance mediation activities. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. All finance is subject to status and income.
#Auto finance calculator online registration#
Zuto Limited is acting as a credit broker and not a lender, authorised and regulated by the Financial Conduct Authority, registration number 452589.
Registered Office: Winterton House, Winterton Way, Macclesfield, Cheshire SK11 0LP. Zuto&pos s staff will always try to obtain the best deal for you based on all your circumstances. Due to the many factors involved in vehicle finance companies making their decision, Zuto can&pos t guarantee being able to obtain a loan at the quoted rates/prices. Please note that your personal finance example and monthly repayment are designed to give you an indication of how much you may expect to pay for your loan. *Subject to meeting the terms and conditions of our lending panel add I currently have a car with outstanding finance on it.This is especially true if you’ve taken the finance over a period of five years. Zuto understands that there could be lots of reasons why you might need to change your vehicle before your car finance payments are complete. Read more in Do I have to pay any money upfront to the dealer? Yes, it is possible for Zuto to help you get a new car, even if you have finance left to pay on your old one. For example, some lenders will only accept a car for finance if it’s under 10 years old, or if it has less than 100,000 miles on the clock.
#Auto finance calculator online full#
Full approval depends on your personal circumstances and the car you want to buy meeting the specific criteria of the lender. This is because when you first apply for finance, you’re only pre-approved. Something else Zuto will do is check whether the car you have chosen meets the lenders criteria for full approval. So, it’s useful to make sure you know what it is you’re paying, before you hand over any cash. However, some dealers may ask for a holding deposit or deposit, and these may not be refundable. This should be refundable once the sale is completed.
If you find a car you want, and you’d like the dealer to take it off sale, you’ll probably have to pay a holding fee.
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